Incorporating Social Security into a retirement strategy is a smart move. The money taken out of your paycheck every month may be unwelcome now, but it can give you monthly income later in life.
However, some question if Social Security will last long enough for those in the work force now to be able to receive these benefits. According to Social Security trustees, enough reserves exist for the system to pay 100 percent of promised benefits until 2033, without further reform. Full benefits are available at age 65 for those born before 1938, gradually increasing to age 67 for those born in 1960 or later. There is more to Social Security than just applying for retirement benefits when you are eligible at age 62 or over. By waiting, you can maximize your benefits, which will increase every year you choose to wait to file for Social Security retirement benefits.
re you planning a trip in the coming months? If so, you’re among the 59 percent of Americans who expect to go on a summer vacation, according to an American Express survey.
But your time away won’t come cheap: The survey found people expect to spend just less than $1,200 per person for their holidays.
One of the highest costs you’ll pay will likely be for your hotel room. There are other options available, according to the Minnesota Society of CPAs, but be aware of the pitfalls associated with some of them.
Almost everyone who lives a long life will develop cataracts at some point. August is Cataract Awareness Month, and the Minnesota Academy of Ophthalmology is encouraging seniors and their caregivers to understand cataract risks, symptoms, and prevention tips, as well as how to decide when it is time for cataract surgery so good vision can be restored.
Social Security can be an important financial asset for married couples when the time comes to apply for retirement benefits. In many cases, one spouse may have earned significantly more than the other,or have worked for a longer span of years. Or it could be that one spouse stayed home to do the work of raising the children or caring for elderly family members while the other focused on a career.
There are special moments when people look back and evaluate a life or an era: birthdays, class reunions, holidays, anniversaries. Time is, after all, simply the stringing together of a number of events, some small, others significant. These events can speed by quickly, but each one can have an effect on the greater whole. A lifetime of seemingly mundane events can pass in what seems like the blink of an eye … until one looks back to examine them and realizes just how much has filled the space.
Living longer and living better -- with services that keep seniors independent longer -- sent Minnesota to the top of the list of “healthy states for seniors.” (submitted photo)
A report released today recognizes the direction Minnesota has moved over many years to support older citizens’ access to health care services and long-term services and supports, Human Services Commissioner Lucinda Jesson said.
Ellsworth Erickson, assigned to the U.S. Army Air Corp during World War II, gave a presentation at the North St. Paul Historical Society. Erickson gave a firsthand account of the Sky Spies and photo reconnaissance. (Linda Baumeister/Review)
Photographer and expert rifle sharpshooter pins and medals adorn Erickson’s cap.
Visitors at the North St. Paul Historical Society for Erickson’s WWII presentation were able to take a look at photos through 3D glasses.
Erickson while in the service. (submitted photo)
Guests packed the North St. Paul Historical Society Museum recently for an ever-rarer opportunity to hear from a World War II veteran -- one who had a bird’s-eye view of the European theater.
Left to right, Lydia Volz, Lorraine Zweber and Mary Schneider with their finished puzzle. (Linda E. Andersen/Review)
A puzzle hanging party was held at Greenhouse Village co-op on April 9. Building Manager Jeff Welle, center, told the trio they could tie up the craft room where the puzzle was laid out, until it was completed. Welle had no idea the project would take 20 months. (submitted photo)
3 Roseville women admit to feeling “bleary-eyed” at times during the 20-month project
Your blood is a miracle healer. When you cut yourself, almost instantly your blood forms a clot to stop the bleeding. As part of this natural healing process, the blood clot dissolves and is reabsorbed by the body.